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February 13, 2026

Entering and Disrupting the Financial Industry — Where Education Meets Opportunity

Entering and Disrupting the Financial Industry — Where Education Meets Opportunity
February 13, 2026

The financial industry is changing faster than at any point in its history. Digital banking, fintech platforms, decentralised finance, and data-driven credit models are rewriting the rules of how money moves, who has access to it, and how value is created. Yet one truth remains constant: the future of finance will be built by those who are educated, curious, and bold enough to challenge legacy systems.

For young Africans with ambition, this moment represents a rare opening — and education is the key that unlocks it.

This is where the Shape Scholarship becomes more than financial support; it becomes a launchpad. By empowering students at critical stages of their academic journey, the scholarship creates access to skills that are essential for tomorrow’s financial leaders — analytical thinking, digital literacy, ethical decision-making, and problem-solving. These are the tools needed not just to enter the financial sector, but to disrupt it responsibly.

Africa’s financial challenges — from financial inclusion gaps to SME funding constraints — are also its greatest innovation opportunities. Many of today’s most successful fintech solutions were built by individuals who understood both the system and the people it failed to serve. Education equips future leaders with the confidence to ask better questions: How can finance work for informal traders? How do we design products for first-time savers? How can technology reduce risk while expanding access?

What makes this moment exciting is that the barriers to entry are shifting. You no longer need to follow a single traditional path to influence finance. With the right education and mindset, tomorrow’s disruptors can emerge from classrooms, coding labs, economics lectures, and data science projects — turning insight into impact.

As we close the week, the message is clear: the future of Africa’s financial industry will not be inherited — it will be shaped. Through education, scholarships, and belief in young talent, we are not just preparing students for careers, but positioning them to redesign the systems that power economies.

The next generation of financial innovators is already here. All they need is access, education, and the courage to imagine better.

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The MAELA Consortium (MAELA) is a coalition of top companies from diverse industries, all dedicated to excellence, innovation, and sustainable growth.

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  • BRICS Africa Foundation
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